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   NEW SCION VEHICLES ONLY

VehicleMax TermZone 1+

FICO
720+
Zone 1

FICO
719-690
Zone 2

FICO
689-670
Zone 3

FICO
669-650
Zone 4

FICO
649-630
Zone 5

FICO
629-610
Zone 6

FICO
609-580
Zone 7

FICO
579-520
Scion Vehicles604.64%5.04%7.84%9.64%11.74%12.99%17.79%20.04%
Scion Vehicles664.79%5.29%7.84%9.74%11.84%13.34%18.54%20.54%
Scion Vehicles725.44%5.59%8.54%10.14%12.24%13.49%19.04%21.54%
Scion Vehicles755.69%6.09%8.54%10.14%12.24%13.49%19.04%21.54%
Scion Vehicles846.19%6.59%N/AN/AN/AN/AN/AN/A

  • Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4 (New vehicles only).
  • Scion Solutions Gen-One rate determined by applicable Zone (New).
  • Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only).
  • Zone 1+ through Zone 3 +.25% for Advances over 120%
  • Zone 4 through Zone 7 +.50% for Advances over 100%
  • For < 520 FICO scores, add 1% to Zone 7 rate.
  •    PROGRAMS

  • Scion Solutions College Graduate Program customers are eligible for Zone 1 NEW car rate
  •    FEATURES

  • NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines
  • When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO score. Sign'n Drive qualifications still apply for both applicants.
  • Please note that the Multiple Credit Bureau Option is not available for customers that have a null FICO or a FICO score less than or equal to 609 on the primary bureau.
  • Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs.
  • For Sign 'n Drive, refer to the Program Checklist for a list of qualifications
  • Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
  • Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate.
  • Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1+ rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
  •    Guaranteed Auto Protection (GAP)

    Guaranteed Auto Protection (GAP) $795.00

       Lojack

    RetrieveWith Early Warning$1295.00
    Retrieve   $790.00
    Retrieve With Lifetime Warranty $889.00
    Retrieve With Guarantee Plus 5000 $889.00

       Guidepoint

    Guidepoint$1595.00

       New Vehicle Protection Plans

    PlanTerms(add $100.00 for zero deductible)Price
    Powertrain Protection6 Years or 100000 mile$950.00
    Gold Protection3 Year or 50,000 mile$825.00
    Gold Protection3 Year or 80,000 mile$875.00
    Gold Protection4 Year or 65,000 mile$850.00
    Gold Protection4 Year or 100,000 mile$900.00
    Gold Protection4 Year or 125,000 mile$975.00
    Gold Protection5 Year or 60,000 mile$875.00
    Gold Protection5 Year or 80,000 mile$925.00
    Gold Protection5 Year or 100,000 mile$1,000.00
    Gold Protection5 Year or 125,000 mile$1,050.00
    Gold Protection6 Year or 75,000 mile$925.00
    Gold Protection6 Year or 100,000 mile$1,025.00
    Gold Protection6 Year or 125,000 mile$1,100.00
    Gold Protection7 Year or 75,000 mile$975.00
    Gold Protection7 Year or 100,000 mile$1,125.00
    Gold Protection7 Year or 125,000 mile$1,225.00
    Gold Protection8 Year or 75,000 mile$1,025.00
    Gold Protection8 Year or 100,000 mile$1,175.00
    Gold Protection8 Year or 125,000 mile$1,350.00
    Platinum Protection3 Year or 50,000 mile$850.00
    Platinum Protection3 Year or 80,000 mile$875.00
    Platinum Protection4 Year or 65,000 mile$900.00
    Platinum Protection4 Year or 100,000 mile$975.00
    Platinum Protection4 Year or 125,000 mile$1,075.00
    Platinum Protection5 Year or 60,000 mile$900.00
    Platinum Protection5 Year or 80,000 mile$950.00
    Platinum Protection5 Year or 100,000 mile$1,050.00
    Platinum Protection5 Year or 125,000 mile$1,175.00
    Platinum Protection6 Year or 75,000 mile$975.00
    Platinum Protection6 Year or 100,000 mile$1,150.00
    Platinum Protection6 Year or 125,000 mile$1,350.00
    Platinum Protection7 Year or 75,000 mile$1,050.00
    Platinum Protection7 Year or 100,000 mile$1,275.00
    Platinum Protection7 Year or 125,000 mile$1,450.00
    Platinum Protection8 Year or 75,000 mile$1,125.00
    Platinum Protection8 Year or 100,000 mile$1,375.00
    Platinum Protection8 Year or 125,000 mile$1,650.00

       Perma Plate

    Type Terms Price
    Perma Plate Paint Protection 5 Year Warranty $398.00
    Perma Plate Vinyl Protection 5 Year Warranty $199.00
    Perma Plate Windshield Protection 5 Year Warranty $599.00
    Perma Plate Fiber Protection 5 Year Warranty $199.00
    Perma Plate Fiber Protection 7 Year Warranty $349.00
    Perma Plate Paint Protection 7 Year Warranty $598.00
    Perma Plate Vinyl Protection 7 Year Warranty $349.00

       Prepaid Maintenance

    Type Terms Price
    Classic4 Years or 55000 miles$420.00
    Classic Synthetic4 Years or 55000 miles$615.00
    Premium4 Years or 55000 miles$999.00
    Premium Synthetic4 Years or 55000 miles$1199.00

       FEATURES

  • Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines.
  • Dealer rate participation not allowed on any Scion Solutions retail programs.
  • Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
  • Credit worthy business applicants are eligible for Zone 1; when a co-application exists, his/her FICO score determines Zone.
  • Other features are not compatible with Scion Solutions Retail Programs. Scion Solutions Lease Plans, Scion iFinance, and Scion Gen-One are limited to the customer rates listed above.
  • Alternative Financing available. See dealer for details.

  • APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or  you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.

    Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new).    Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.