SCION VALLEJO -   Print

   NEW SCION VEHICLES ONLY

VehicleMax TermZone 1+

FICO
720+		Zone 1

FICO
719-690		Zone 2

FICO
689-670		Zone 3

FICO
669-650		Zone 4

FICO
649-630		Zone 5

FICO
629-610		Zone 6

FICO
609-580		Zone 7

FICO
579-520
Scion Vehicles603.99%4.39%7.19%9.89%11.74%12.99%17.79%20.04%
Scion Vehicles664.14%4.64%7.19%9.99%11.84%13.34%18.54%20.54%
Scion Vehicles724.79%4.94%7.89%10.39%12.24%13.49%19.04%21.54%
Scion Vehicles755.04%5.44%7.89%10.39%12.24%13.49%19.04%21.54%
Scion Vehicles846.04%6.44%N/AN/AN/AN/AN/AN/A

  • Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4 (New vehicles only).
  • Scion Solutions Gen-One rate determined by applicable Zone (New).
  • Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only).
  • Zone 1+ through Zone 3 +.25% for Advances over 120%
  • Zone 4 through Zone 7 +.50% for Advances over 100%
  • For < 520 FICO scores, add 1% to Zone 7 rate.

    •    SCION CERTIFIED PRE-OWNED VEHICLES ONLY

    VehicleMax TermZone 1+

    FICO
    720+    		Zone 1

    FICO
    719-690    		Zone 2

    FICO
    689-670    		Zone 3

    FICO
    669-650    		Zone 4

    FICO
    649-630    		Zone 5

    FICO
    629-610    		Zone 6

    FICO
    609-580    		Zone 7

    FICO
    579-520
    Scion Vehicles603.99%4.39%7.19%9.89%11.74%12.99%17.79%20.04%
    Scion Vehicles664.14%4.64%7.19%9.99%11.84%13.34%18.54%20.54%
    Scion Vehicles724.79%4.94%7.89%10.39%12.24%13.49%19.04%21.54%
    Scion Vehicles755.04%5.44%7.89%10.39%12.24%13.49%19.04%21.54%
    Scion Vehicles846.04%6.44%N/AN/AN/AN/AN/AN/A

  • TFS Used rates apply to Non-Certified Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation guidelines, and Flat Fee schedule.
  • Qualified applicants without bureau FICO scores are not eligible for the SCPO program.
  • For < 520 FICO scores, add 1% to Zone 7 rate. (Faxback 71)
  • Zone 1+ through Zone 3 +.25% for Advances over 120%
  • Zone 4 through Zone 7 +.50% for Advances over 100%

    •    PROGRAMS

  • Scion Solutions College Graduate Program customers are eligible for Zone 1 NEW car rate

    •    FEATURES

  • NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines
  • When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO score. Sign'n Drive qualifications still apply for both applicants.
  • Please note that the Multiple Credit Bureau Option is not available for customers that have a null FICO or a FICO score less than or equal to 609 on the primary bureau.
  • Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs.
  • For Sign 'n Drive, refer to the Program Checklist for a list of qualifications
  • Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
  • Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate.
  • Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1+ rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.


    •     NEW LEASE RATES

    Vehicle Max Term Zone 1+

    FICO
    720+    		 Zone 1

    FICO
    719-690    		 Zone 2

    FICO
    689-670    		 Zone 3

    FICO
    669-650    		 Zone 4

    FICO
    649-630    		 Zone 5

    FICO
    629-610    		 Zone 6

    FICO
    609-580    		 Zone 7

    FICO
    579-520
    New My 2010/2009 Scion xD36**0.001550.001550.001550.001550.003300.004100.004700.00590
    New My 2010/2009 Scion xB36**0.001850.001850.001850.001850.003300.004100.004700.00590
    New My 2010/2009 Scion tC36**0.001960.001960.001960.001960.003300.004100.004700.00590
    MSRP/Avg. Retail Book Value Maximum Advance*
    120%
    115%
    110%
    105%
    100%
    100%
    95%
    95%


    * TFS' standard advance policy is as follows: Applicable MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License.
    Qualified applicants without bureau FICO score are eligible for Zone 7. For < 520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*)
    ** After April 04, 2010, all rates and terms may change. All other program parameters remain unchanged.

        PRE-OWNED LEASE RATES

    Vehicle Max Term Zone 1+

    FICO
    720+    		 Zone 1

    FICO
    719-690    		 Zone 2

    FICO
    689-670    		 Zone 3

    FICO
    669-650    		 Zone 4

    FICO
    649-630    		 Zone 5

    FICO
    629-610    		 Zone 6

    FICO
    609-580    		 Zone 7

    FICO
    579-520
    Scion New Vehicles37 - 600.002550.002650.003100.003800.004300.005100.005700.00690
    Scion Certified Pre-Owned Vehicles600.002550.002650.003100.003800.004300.005100.005700.00690
    MSRP/Avg. Retail Book Value Maximum Advance*
    120%
    115%
    110%
    105%
    100%
    100%
    95%
    95%



    * TFS' standard advance policy is as follows: Applicable MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License.
    Qualified applicants without bureau FICO score are eligible for Zone 7. For < 520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*)

        PROGRAMS

  • Scion Solutions College Graduate Program: NEW vehicles receive rebate and customers are eligible for Zone 1 rate (at minimum) and waived security deposit. SCPO customers are eligible for Zone 1 rate (at minimum) and waived security deposit. Rebate not compatible with SCPO.
  • Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4 for New Scions only. Refer to program guidelines for a list of qualifications.

    •     FEATURES

  • Dealer rate participation not allowed on any Scion Solutions lease programs.
  • Sign 'n Drive: FICO score of 690 and above receive applicable Zone rate, plus a waived security deposit. Refer to Sign 'n Drive checklists for additional qualifications.
  • Encore: Security deposit waiver and beginning-of-term benefits are applicable; however, rate reduction for Encore is not compatible with any Scion Solutions lease programs.
  • Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) for New only.
  • Multiple Security Deposit (not available in New York): Deduct 0.00008 RCF points from qualified Zone rate for each additional security deposit (maximum of 9). 1 Pay is not compatible with this program.
  • 1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.
  • Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate. Credit Life and Health/Disability (CLAH) policies is not compatible with TFS Business Solutions. Please refer to the TFS Business Solutions Lease rate letter for more details.
  • Dealer-Owned Vehicle (DOV) Finance Program leases receive an automatic Zone 1 + rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
  • SCPO: Eligible vehicles: Current year used through 3 year old Scion vehicles (65,000 miles or less), with a Scion Certification Number. Number. Maximum terms vary based on model year: Current Year-up to 60 Months; 1 Year old-up to 60 Months; 2 Years old-up to 48 Months and 3 Years old-up to 42 Months.
  • TFS Acquisition Fee: All Scion lease agreements contracted with TFS are subject to a $650 Acquisition Fee.

    •     FLAT FEE SCHEDULE

    Scion New Vehicles
    Scion Certified Pre-Owned Vehicles
    Non-Wholesale Zone 1+ - 7
    & Wholesale Zone 2-7
    Wholesale
    Zone 1+ and Zone 1
    Non-Wholesale Zone 1+ - 7
    & Wholesale Zone 1+ - 7
    $250
    $280
    $200

       Guaranteed Auto Protection (GAP)

    Guaranteed Auto Protection (GAP) $895.00

       Lojack

    RetrieveWith Early Warning$1295.00
    Retrieve   $790.00
    Retrieve With Lifetime Warranty $889.00
    Retrieve With Guarantee Plus 5000 $889.00

       Guidepoint

    Guidepoint$1595.00

       New Vehicle Protection Plans

    PlanTerms(add $100.00 for zero deductible)Price
    Powertrain Protection6 Years or 100000 mile$950.00
    Gold Protection3 Year or 50,000 mile$825.00
    Gold Protection3 Year or 80,000 mile$875.00
    Gold Protection4 Year or 65,000 mile$850.00
    Gold Protection4 Year or 100,000 mile$900.00
    Gold Protection4 Year or 125,000 mile$975.00
    Gold Protection5 Year or 60,000 mile$875.00
    Gold Protection5 Year or 80,000 mile$925.00
    Gold Protection5 Year or 100,000 mile$1,000.00
    Gold Protection5 Year or 125,000 mile$1,050.00
    Gold Protection6 Year or 75,000 mile$925.00
    Gold Protection6 Year or 100,000 mile$1,025.00
    Gold Protection6 Year or 125,000 mile$1,100.00
    Gold Protection7 Year or 75,000 mile$975.00
    Gold Protection7 Year or 100,000 mile$1,125.00
    Gold Protection7 Year or 125,000 mile$1,225.00
    Gold Protection8 Year or 75,000 mile$1,025.00
    Gold Protection8 Year or 100,000 mile$1,175.00
    Gold Protection8 Year or 125,000 mile$1,350.00
    Platinum Protection3 Year or 50,000 mile$850.00
    Platinum Protection3 Year or 80,000 mile$875.00
    Platinum Protection4 Year or 65,000 mile$900.00
    Platinum Protection4 Year or 100,000 mile$975.00
    Platinum Protection4 Year or 125,000 mile$1,075.00
    Platinum Protection5 Year or 60,000 mile$900.00
    Platinum Protection5 Year or 80,000 mile$950.00
    Platinum Protection5 Year or 100,000 mile$1,050.00
    Platinum Protection5 Year or 125,000 mile$1,175.00
    Platinum Protection6 Year or 75,000 mile$975.00
    Platinum Protection6 Year or 100,000 mile$1,150.00
    Platinum Protection6 Year or 125,000 mile$1,350.00
    Platinum Protection7 Year or 75,000 mile$1,050.00
    Platinum Protection7 Year or 100,000 mile$1,275.00
    Platinum Protection7 Year or 125,000 mile$1,450.00
    Platinum Protection8 Year or 75,000 mile$1,125.00
    Platinum Protection8 Year or 100,000 mile$1,375.00
    Platinum Protection8 Year or 125,000 mile$1,650.00

       Perma Plate

    Type Terms Price
    Perma Plate Paint Protection 5 Year Warranty $398.00
    Perma Plate Vinyl Protection 5 Year Warranty $199.00
    Perma Plate Windshield Protection 5 Year Warranty $599.00
    Perma Plate Fiber Protection 5 Year Warranty $199.00
    Perma Plate Fiber Protection 7 Year Warranty $349.00
    Perma Plate Paint Protection 7 Year Warranty $598.00
    Perma Plate Vinyl Protection 7 Year Warranty $349.00

       Prepaid Maintenance

    Plan Type
    (Vehicle Oil Requirement)    		 TMCC Maximum Advance
    Wrap Plans for Scion Complimentary TAC Plan
    3 year/35,000 Mile Plan
    (1 year/10,000 Miles of Additional Benefits)    		 4 year/45,000 Mile Plan
    (2 years/20,000 Miles of Additional Benefits
    Regular/Conventional Oil $280 $450
    Synthetic Oil $275 $440

       FEATURES

  • Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines.
  • Dealer rate participation not allowed on any Scion Solutions retail programs.
  • Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
  • Credit worthy business applicants are eligible for Zone 1; when a co-application exists, his/her FICO score determines Zone.
  • Other features are not compatible with Scion Solutions Retail Programs. Scion Solutions Lease Plans, Scion iFinance, and Scion Gen-One are limited to the customer rates listed above.
  • Alternative Financing available. See dealer for details.

    • APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or  you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.

    Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new).    Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.

    The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.

    Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details.